After purchasing a Navigator Jacket which was my go to jacket for cool to cold weather, I purchased an Ocean 3-1 Jacket for a trip to Iceland. In the spring and fall, I wear the Ocean 3-1 liner and outer-shell separately depending on weather conditions, but comes winter I zipper the liner in for cold weather conditions. I have fallen in love with the Cape Fear brand, as the jackets are stylish and continue to look great year after year. I recently purchased an Intrepid All Weather Shell. You got a customer for life and my collection of jackets cover all weather conditions. – Laure Ellis